Hi folks

I would be grateful if anyone could provide any advice please.

we cannot travel abroad for our holiday due to the ban on non essential travel. we have explained our predicament to the villa owner and have asked for our deposit back. they are refusing and to be honest it's a substantial amount of money to lose as there were a number of us going.

we have travel insurance for the flights only

do we have any recourse ? its very upsetting under the circumstances and I don't know what to.

Any advice would be appreciated

thank you