Hi Silver Dollar,
I bought an AT & T "go" phone about two years ago in FL. It cost about $89 and you can get top ups (either cards or direct credit from AT&T shops) from $19.99 upwards. The minutes do run out if you don't use them and the sim card runs out after 45 days but each time I go I just take the phone to an AT&T shop and they replace the sim for free and I just pay the top up charge. I also took my UK quad band (unlocked)last time and transferred the AT&T sim to my tri band.This worked fine for most things but some of the facilities like GPS were not available. The charges on cellphones are different to here as you appear to pay a percentage of received calls as well as dialled calls.
I got quite interested in the Trac phones, but after examining their website, it was going to cost about $100 per year to keep the sim active (paid by either lump sum or monthly)so it was not going to be much cheaper than the Go phone. (At least with that it doesn't cost me all year round. Plus the specials on trac phones (eg $29.99 for phone with free calls ) are recond. Nokias only available from website and deliverable to US address.
Not sure if any companies do "pay as you go" sim cards to buy and fit into unlocked tribands/ quadbands. I asked several companies but most only seem to supply sims for contract phones.
I do find my Go phone invaluable for keeping in touch with my relatives who live there, but I think that if I visited Florida less than we do I could probably survive without it. The villa phones are pretty good now and usually free for local calls(also UK on some) The cell phone system is expensive to run in US and UK triband is too if you want to ring UK.
Kevin T.
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