There's a thread about this here
http://www.orlando-guide.info/forums...?TOPIC_ID=8348

and here
http://www.orlando-guide.info/forums...?TOPIC_ID=4686

If you have small kids, whether they're fair or not, they should always have T-shirts on (even in the pool - use some old ones) and also neck protection such as a hat with an extension. Even it doesn't appear to be too sunny, always slap plenty of sun protection on everyone but please wash it off in the shower directly before you get into the pool!

There's nothing more miserable than getting sunburnt or, even worse, getting sunstroke, for ruining your holiday.