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Thread: UK Home Insurance whilst in Florida

  1. #1
    Florida Savvy
    Join Date
    May 2006
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    Seaview IOW/Bradenton, Florida
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    187

    UK Home Insurance whilst in Florida

    Good morning.

    I am interested in what companies people are using to insure their UK properties if they are spending more than 2 months in Florida?
    Nearly all the companies I have looked at have a 60 max rule for empty homes.

    Thanks


  2. #2
    Florida Expert msmiff's Avatar
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    Sep 2005
    Location
    Clevedon, Somerset, U.K.
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    1,112
    Do you not have any relations who can 'look in' on your house whilst you are away? - Saga insurance just specified that home had to be 'inspected' (their words) weekly to maintain insurability...


  3. #3
    Super Moderator florida4sun's Avatar
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    Feb 2002
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    Bromsgrove, UK.
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    10,381
    The usual get around is by having someone check on your home for you. These days I would try and document that and of course check the get around is viable with your insurers.
    Its the same with rental homes. It always used to be a 30-day limit which is why you should add your licensed MC as an agent for the property.

    Quote Originally Posted by No Shoes View Post
    Good morning.

    I am interested in what companies people are using to insure their UK properties if they are spending more than 2 months in Florida?
    Nearly all the companies I have looked at have a 60 max rule for empty homes.

    Thanks


  4. #4
    Gold 5 Star Member Lyn's Avatar
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    Mar 2004
    Location
    Chatham Park, Kissimmee & Glenfield, Leicester
    Posts
    2,196
    We are insured for up to 80 days. We have to notify the insurance company when we are going to be away, have the house checked once a week and leave the heating on at 15c
    Lyn


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