best prepaid travel card

[Tony G]

The beauty of the Fairfx and Caxton ones though is that when youu get on the plane to come home, you don't have to worry about whether any other charges have been added, have you overspent and got more to pay than you expect. If you have preloaded then youu know what funds you have available. Ironically whe you use them youu often have to select credit rather than debit option which is a bit annoying, when it is your own money you are spending it isnt a credit imo.

If I ever make any HUGE payments, I make an online transfer while I'm there, just like I used to top up my prepaid card. It also gives you visibility of your balance.

What's wrong with hitting the credit button? I thought it wasn't legal to charge extra for credit cards in Florida? Have I missed out on something?

[steph_goodrum]

If I ever make any HUGE payments, I make an online transfer while I'm there, just like I used to top up my prepaid card. It also gives you visibility of your balance.

What's wrong with hitting the credit button? I thought it wasn't legal to charge extra for credit cards in Florida? Have I missed out on something?

Nothing rong with hitting the credit button Tony, it's just semantics but credit means I am borrowing someone elses money and debit means I am using my own. When I am using a preloaded card, it is my money on there so to my mind should be a debit rather than a credit which means you have to pay it back to someone.

[burtonl]

No other charges are ever added.......only what you have actually purchased. As I said, it is a credit card, and like any other credit card, that millions use when travelling, it's up to the card holder to try and control what they spend on it if they don't want a larger than expected bill when they get home. The convenience and the excellent exchange rates make it great for me. I always load it up before I go anyway so I'm basically spending my own money.....which I do try and keep a check on to a degree. But then I've got nothing against spending someone else's money either! It's not for everyone though it seems but great for those who have nothing against using credit cards.

The beauty of the Fairfx and Caxton ones though is that when youu get on the plane to come home, you don't have to worry about whether any other charges have been added, have you overspent and got more to pay than you expect. If you have preloaded then youu know what funds you have available. Ironically whe you use them youu often have to select credit rather than debit option which is a bit annoying, when it is your own money you are spending it isnt a credit imo.

[steph_goodrum]

No other charges are ever added.......only what you have actually purchased. As I said, it is a credit card, and like any other credit card, that millions use when travelling, it's up to the card holder to try and control what they spend on it if they don't want a larger than expected bill when they get home. The convenience and the excellent exchange rates make it great for me. I always load it up before I go anyway so I'm basically spending my own money.....which I do try and keep a check on to a degree. But then I've got nothing against spending someone else's money either! It's not for everyone though it seems but great for those who have nothing against using credit cards.

Sorry I wasn't tinking of extra charges per se but there have been cases in the past (not necessarily with tha particular card) but where the price paid doesnt exactly convert to the sterling price ) or the exchange rate may fluctuate whilst you are away so the price you think you are paying turns out to be somewhat different when the dayily exchange rate is used. It's not that I am against credit cards or dont use them ,just that whne Ii go on holiday I like to know that I am only spending moeny set aside for it rather than return home "in debt" even for a month. As hubby is self employed and I only work part time, when we go away we know there wont be any money coming in immediately so just like to be sure without having the worry.

[Dads_Taxi]

I fell foul of the Caxton FX card being seen as a credit card in Costco - who won't accept credit cards except AmEx. I walked out of Costco with $1 in my wallet! That's the ONLY time I've had any issue with the Caxton card.