Annual Travel Insurance
We have been going to Florida for the last 28 years and in recent years have always had an M and S policy, however this year the premium is £283, this is without any existing medical conditions for 2 adults and 2 children!
Can you recommend a good policy (not necessary the cheapest) and have you had to make a claim?
Many thanks in advance
just re done mine, changed company this year. Have gone for a family policy from insurefor.com. Think ik got it from compare the market.com - price varied on various comparrison sites. Went for their Premium cover (there are 2 below this). For 2 adults and 1 child it was under £70. Have not claimed yet so can't tell you if its good, but the excess on this one was not ridiculously high.
Christine
We've just changed to exactly the same company & policy[msnsmile] 2 adults and 3 children for £66. The excess is £50 and medical expenses up to 5 million.Originally Posted by christhear
Dawn
we've had an annual policy with insurefor.com for about 6 years now. You get a renewal discount and the premium this year for worldwide for the 4 of us was only £55.00.
I've had to claim twice and they settled quickly and without fuss.
That's great to hear [msnsmile]
Travel insurance web dot com cover me for 2 adults and 2 children with a diabetes and high cholestrol declared pre condition for £105
£10 million medical cover, cancellation ,personal possessions etc-excess £60
I have had the same policy now for 3 three years but check with the prices sites ever year what is best.
You need to be very careful what you buy as you will find what seems to be 5 or more quotes from the same company on most of the comparison sites.
It's only when you look at the detail that you can work out which is best for your family. It's a bit of a pain but you just need to make sure that you have the cover you need. If you have a problem while yor away make sure you check what pre-authorizeration is needed before you start any treatment even if you are covered.
Regards Dave
Dave Lewis
We have been with Direct Travel for some years now - annual worldwide costs around £80 with declared high cholestrol (me) and an asthmatic hubby. Have made a claim which was paid promptly and they were one of the first insurance companies to email their policy holders to confirm they were covering losses caused by the volcanic ash distribution.
Highly recommended.
We have an annual policy from Lloyds TSB with our current account. The account costs £12 per month, but it covers all the family. We found it when we were looking for an annual policy for my husband once we had reached 65. They cover you up to 80 years and if you need to have a trip of more than 31 days they just make a small charge depending on the extra time.
Andrena
We always used the post office as they seemed to cover all we needed. A few years ago my son's girlfriend was taken poorly and we needed a doctor, they were great phoned up told us to get the doctor filled out a claims form and all done
. Now and for the past 3 years i have the Marks and Spencer one as it worked out a lot cheaper to take out the Premier credit card at £12 a month than to have the post office cover, you do get other bits with the card, free drinks vouchers and earn points etc, but you have to be good and pay your card every month otherwise your saving on the travel insurance is gone on the card interest. My daughter has just said it has gone up to £15 a month so not as cheap as the Lloyds one. I do work in Marks so for me all the vouchers get used and the bonus points, just got a free £10 voucher to spend on Sunglasses or holiday shop, not sure if i didn't work there that i would spend so much to get so many points. l.o.l. They did pay out in the Ash cloud problems last year which is quite reasuring.
Why not see if your bank does a policy like Lioyds, Nat west did so maybe they all do. Worth a look around.
Hope this helps
Mary
Last edited by mary and colin; 27-06-2011 at 09:24.
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