Jimbo, put it this way...it's not easy making it here but if you make it here you can make it anywhere. I wouldn't leave this country to go back to my homeland if they paid me tooYou've got a lot on your plate.
Great breakdown of the finance Carla, very precise.
Anderson, Amirah & Andrea Amarante
Hi Guys,
loads of advice and information. thanks also for the PM's
We are considering taking a lot of our furniture out with us. Is this a good idea? Is it possible to rent unfurnished? Anybody taken their own furniture out with them? who did you use?
This is at the moment a consideration. Is furniture cheaper in the States? Know any good sites I could look at?
Sorry lots of questions
Jimbo
Most long term rental homes/condos will come unfurnished, which is the norm in Florida. But taking all your furniture with you will cost you an arm and a leg (around GBPounds 5000 or so) and for that you could probably furnish a three bedroom home with sofas, beds, tables, chairs, etc for the $8500 and get new furniture into the bargain!
Don't know about the Gulf Coast but in the Orlando area try http://www.roomstogo.com or http://www.jcpenney.com or http://www.sears.com There are other cheaper stores but they don't necessarily have websites.
blott
Thanks blott
Furniture is cheaper here and nicer. Plus English furniture often looks odd in Floridian houses. I shipped out things I had a sentimental attachment to. Half of them got lost en route and never re-appeared and some of the rest arrived broken. So much for sentiment!!
Julie
Hi jimbo.....quote:Originally posted by jimbo
How difficult is it to get a mortgage straight away in the US? We will be moving from the UK to Florida with no credit history. Yes we will have funds available (£60,000) after we have bought the biz. But don't really want to tie that money up. I have read on this forum about the money you need in the first couple of years on deposits for utilities etc.. I'm not that interested in buying and then having to rent because we bought in the wrong place. In saying that, good point about throwing money away. This something we have thought about hence the request for renting websites.
I have heard that the rents can vary depending on the time of year?
Jimbo
We moved to the USA 4 years ago.....with around $60k in our pockets....not FL...but I still think its worth hearing from anyone whos done the big move.....
First off.....I landed just before thanksgiving...and was a home owner by New Year......no credit history.....but a lot of good luck......
Renting a place in FL for a few months at a time would give you a credit history.....our bank in the States told us to do that before buying..but we found our house a few days later.....and by having the right realtor........and I can't say this enough...you need an on the spot realtor.....who lives in and knows the area......and knows all the important people who maybe able to help you.....and you need all that help in a new country.....believe me.......
Keep and bring all the bills you have for gas....mortgage.....credit cards..etc for the year before moving.......banks in the US love paperwork......bring over the paid up notices of any loans you had in the UK......and a contact number for your English bank.....along with all your bank statements for around a year.......
After doing your taxes first time...you'll find you'll get all the credit cards etc that you need.....
We were lucky..we found a house at a good price.....in a low tax area....low water bill area......which we fell in love with.. and that was also ready to move into right away......whe had a realtor who knew the right people to help get us our mortgage after being told we would not get a mortgage until we had renting for around 6 months.....
I don't know if thats of any help......you're always welcome to PM me......
We were lucky having the backing of a large company bringing us over......they paid for everything to be shipped....but if not..I would of sold everything and got new over here......if you look on line you can fill a house for around 8k-10k.......quote:Originally posted by jimbo
Hi Guys,
loads of advice and information. thanks also for the PM's
We are considering taking a lot of our furniture out with us. Is this a good idea? Is it possible to rent unfurnished? Anybody taken their own furniture out with them? who did you use?
This is at the moment a consideration. Is furniture cheaper in the States? Know any good sites I could look at?
Sorry lots of questions
Jimbo
Jimbo,
we have owned 4 different properties over the years and funished them all top to bottom in Florida! Much cheaper, better value and much better designs- no contest! It will cost a fortune to take it over |& its just not worth it.[msnwink]
Kevin
I was unsure about Rooms To Go.....but the stuff I have from there is great.....I would shop there again......quote:Originally posted by blott
Most long term rental homes/condos will come unfurnished, which is the norm in Florida. But taking all your furniture with you will cost you an arm and a leg (around GBPounds 5000 or so) and for that you could probably furnish a three bedroom home with sofas, beds, tables, chairs, etc for the $8500 and get new furniture into the bargain!
Don't know about the Gulf Coast but in the Orlando area try http://www.roomstogo.com or http://www.jcpenney.com or http://www.sears.com There are other cheaper stores but they don't necessarily have websites.
JCPenney sells the best metal beds ever.....half the price of most bed and mattress shops......
on the question of credit heres my story..
been living here 10 weeks can buy a house no probs..
can get a car on finance rate 13%....
normally 5-6%...
can not get a target store card for love nor money..
been turned down for store cards ....
but in the uk i have gold cards...
morale of the story dont cancel uk cards for years sound advise i got before i came...
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