Travellers cheques , cash,other?

[bargainqueen]

I use my Nationwide Visa Debit card purely as an ATM card, I've never used it to buy anything but as it's a Visa then it shouldn't be a problem. When we've used our credit card and I've compared the statements I've found that items bought on the same day with the credit card has a slighty higher exchange rate.

I prefer to have a supply of cash and rarely use T/C's.

As a guide to spending we allow $50 a day on food and $100 a day on spending per person. I load our Nationwide Flex with enough to cover this calculation and always have money left in the account at the end of the holiday.

I know that T/C's can be held over for the next trip and I do have a small supply left over from over 5 years ago.

We've been using this new method for years now and it works for us.

[davealsop]

Many thanks for your replies. I'm still not decided what to do but wondered if anyone had any experience of this sort of thing?

[website link edited]

It's basically a mastercard that can be pre-loaded with your holiday money.

I was considering putting half or so of my holiday month into something like this which I could use in supermakets, shops & restauraunts and then getting the rest in cash to use for daily spends.