I have had one for a few years now and find their rates highly competitive. If you have access to a computer while abroad you can top it up so it means you don't have to put too much on to start with. You can withdraw cash from ATM's for a small charge or even withdraw your cash when you get home for a small charge. You can get either dollar , euro or combined. I think it's £9 to purchase one, but if you do a search you can usually find a link for it for free.
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