Credit card chip & pin problem!

[djdoddy00]

Before I start, i just want to say hello to all the members of this great site. I have browsed these forums for awhile now without the need to register since there is alot of great information available!

Unfortunately I now I have a big problem which requires me to post a new question. I going away to florida on friday, and I've chosen to rent a car with budget at sanford airport. I understand that they swipe your credit card for a deposit, but I cant remember my chip and pin![msnsad] I requested that a new one be sent to me but the earliest is by next monday (too late since im renting the car on friday evening!) I was wondering whether renting a car with budget requires you to enter your pin for the deposit or they just swipe it (in which case I would get away with not knowing the pin, at least until next week when I can ring back to the UK and ask someone to tell me it)

Many Thanks,
Geoff

[CERICROWLEY]

The US do not have a chip and pin for credit cards, it's still the old fashioned way.

[djdoddy00]

Oh thank god! I was really worried about that. Thanks [msnsmile]

[christhear]

Have never used a pin number in the US, and most of the time no one has even checked my signature. Often the card is returned before I'm asked to sign anything.

[TrishT]

its the credit or debit bit that always gets me when they ask..


.. we dont have a choice here in the UK.

but using credit when i know the account is almost empty would be usefull sometimes



Marcus

[ShirleyD]

<blockquote id="quote" class="ffs">quote:Originally posted by christhear
Have never used a pin number in the US, and most of the time no one has even checked my signature. Often the card is returned before I'm asked to sign anything.
[/quote]
And yet some stores want to see photo ID when you use a credit card as opposed to a debit card (when you do use a pin)but I'm not sure they check those properly either

[Frosty]

Ok this is what i've learned since we have been here.

If i use my Amex (credit) card, they just swipe and sign, occasionally they ask for zip code such as in Walmart.

If i use my Bank of America (credit) card, they ask "credit or debit" i answer credit and they just swipe and sign.

If i use my Bank of America (debit) card, they ask "credit or debit"
If i answer debit, they swipe and i have to enter my pin, and don't sign
If i answer credit, they swipe and i sign and the money still comes out as if its a debit card.

All of this refers to US based cards, but what i can gather is if you say credit when asked, even if its a debit card, it will work, as it has the visa or mastercard logo but the money will be deducted straight out as if it was a debit transaction.

Hope that makes sense[msnwink]

[djdoddy00]

Thanks everyone for the peace of mind

[Southsider]

djoddy00 - My son did not have a Credit Card and was able to give them Cash as a deposit and got it back when he returned the car.

[TrishT]

Cheers Frosty that makes sense i thought that the money came out the account just as quick

Me & the Mrs were some of the first Trials when Bank of America slapped your photo on the Cards , Never been asked for photo ID since then , not a good picture mind you , but it works