i have stayed in both areas and for us its formosa everytime[clap], its just so near so much more, i dont own a villa so this is just from a renters view. high grove is to far along what can be a very busy 192[msnscared]. yes its near walmart but there are walmarts, publix, walgreens, targets all over, formosa is in the heart of it all yet is still very quite. hope this helps[msnwink]