hello everyone

just a quick question please

travellers cheques[msnsad]
cash [msnsmile2]
visa[msnsmile2]

thinking to take some dollars (cash ) then to use our visa card for groceries or whatever ,we always find you get a better exchange rate on the visa card when it comes to paying it (well that's true in our experience with canada ) but also,not carrying round too much cash

any thoughts on this , what do you do ??
thank you very much
sharon