High Blood Pressure and Insurance

[millie]

I called Virgin today to ask for a quote for travel insurance. We have booked through them and wanted to collect a few quotes. Anyway, when he asked about medical conditions, I mentioned that my DH had controlled blood pressure as he is taking medication. They would not cover him at all.

Is this normal??? Are we going to have problems? The number of people who are on these drugs is huge - surely that is not going to stop us getting decent cover?

[blott]

It depends sometimes on how long people have been taking medication, whether it's been increased recently and any manner of other obstacles posed by insurance companies.

I'm sure you'll get lots of recommendations for insurance companies - mine (AmEx) do cover high blood pressure controlled with medication but there are lots of others.

[philgrove]

my husband is the same,but halifax insured us for ayear with no problems just be honest when they ask about medication and also how long it has been a problem.
karen

we have stuck with them for about 5 years running now.

[pieman790]

We have our annual insurance through HSBC (Free with our Bank account) and Cathy has high blood pressure. I contacted them and after visiting the Doctors they agreed to insure her.
Now all we have to do is contact them if she get admitted to hospital for her blood pressure or her blood pressure gets any higher otherwise she is insured indefinitely.

[E. Cosgrove]

As Neil says, several of the travel insurances attached to "premier type" bank accounts will cover you.
You have to be able to tell them that you are not travelling against medical advise, that you are not terminally ill and that you are not travelling abroad to seek treatment.
( I think there is one other qualifying question, but I can't remember what it is
[msnembarrased])
If you can answer these questions satisfactorily then they will usually insure you.

You can convert your account to one of these type of accounts. You have to have a mortgage with them or a certain amount of savings to get the account for free, but if not you will pay about £12 per month for the account which will give you and your partner "free" health insurance.

We are travelling in 3 weeks and having had a partner who was in hospital as an emergency last week I have just had a crash course in insurance cover[msneek]

[Lesley and John]

I was with Amex when I was last quieried. All they asked me for was the medication I was on and three pressure readings from my doctor (to prove stability I assume). That satisfied them and they gave me insurance with no additional premium.

I now have insurance via my bank, in the same way as Liz refers to.
John

[jolliffee]

We both have high blood pressure and have a very good policy from Marks & Spencers[msnsmile2] You can set it up on the phone, we didn't need to visit our doctor either.

[Fourdents]

I tried Atlas Direct and got cover.

[LiesaAnna]

i had atlas and extra cover for my pre exsisting conditions, last time it was an extra fiver i think for just hypertension
this time as i had an op on my knee 12 weeks prior to flying i had to get extra cover which for just me cost an extra £60 on top of the family insurance of £68 we paid, at least everything was covered...... didnt need to use it thankfully

[Clare R]

I'm on medication for high blood pressure, have been for years, and Amex cover me - admit they are not the cheapest insurance company but two medical claims I have submitted (nothing to do with BP) have been met in full.

I do believe this is one part of travelling where you do get what you pay for.