It's not all bad news. My neighbours have purchased two Harley's which they keep in a locked store in the garage. They spend about 7 weeks, twice a year in their home. The bikes are insured for the year but they tell the insurance company when they are not in Florida. This results in a return of some of the money they have paid at the end of the year. They just get new licence issued each time they go over so it's no real problem.

Dave