cash or cheques

[chrizzy100]

quote:Originally posted by paddyc

I don't think you will have a problem withdrawing with your debit card.
For the first time ever, I used a UK bank debit card with the cirrus badge at an ATM in Boston recently and had no problems. I withdrew $200 and was charged $2 for the priviledge.

I withdraw from my English bank account all the time at the ATM.....and have done for 3 years.....

[chrisj]

thanks for all your advice. Seems I should be ok and we have our credit cards anyway.


Chris

[cmale35]

what about using DOLLAR CHEQUES they work the same as travellers cheques

[chrisj]

mind you its only if we run out of money, we have got the most expensive bit, our
park tckets through this site (great service), so we only have to pay for food and
gas and the odd park that we might decide to visit. Oh then theres the wife's shopping
which will cost me a fortune, but then it always does

[sammibabe]

Last time we went we went into Walmart and when we paid for our goods I used a travellers cheque. I automatically gave my passport as it had been a while since we had been and previously you always needed to do that. The lady at Walmart said she didn't need it and we should never hand it over as unscrupulous people were using them for fraud scams. This was a couple of years ago but she said it had been quite a problem then. She said that the countersigned signature should be enough. When we were asked for a passport at a different shop we queried the neccisity for it and they didn't bother then!!

[chrisj]

thanks sammi thats worth remembering

Chris

[jpj]

I'm a manager with HSBC - any ATM that displays the CIRRUS symbol should dispense cash if your card has the CIRRUS symbol.Just ask your bank what the charges are before you go. It's safer than carrying large amounts of cash around with you from day 1.

[chrisj]

Thanks jpj, thats confirmed it for me. So are you from liverpool??? . I used to work
in Warrington a lot, not that far from you

Chris

[Chris7]

Trust a bank manager to say use your ATM card Halifax sent me details today. THey charge £1.50 service charge plus 2.25% currency conversion fee plus the rate you get is never as good as you can get by shopping arround. These charges apply to Cirrus (ATM) or Maesto (like Switch). It could work out way more expensive than travellers cheques

[chrisj]

Wow thanks Chris7, Ive decided to take some more cheques, so we should be ok
and they change them back for free when we get back, so we will be ok now

Chris