Only time we have had a problem is when our bank in their wisdom gave us $500 cheques. Only place we could cash them was Publix or a bank. I bought Gap to a standstill the first day we went shopping as they tried to find enough change to give us. This is when Lloyds first took over TSB and all customer banking went over to TSB systems. Not an improvement, as we lost the foreign travel experts and now have all these youngsters who don't have a clue what they are doing. We bank with commercial services who we have to phone to sort anything out and then actually deal with the local branch. (Complicated or what?)

If you buy from the Disney shop at the florida mall you need your passport as identification with travellers cheques, whereas you don't require that at any of the parks, or indeed the supermarket, or any other shop we have been to!!

If you travel off the beaten track you might have a problem, we found in Miami we couldn't use them at places such as mcdonalds and the turnpike service stations.