Virgin credit card

**ravtino** · 24-10-2005, 15:33

I only have the basic card, but I use it for everything and then pay it off each month thus gaining me lots of miles, never cashed any in yet, hoping maybe to use them on an Ausie flight!!

**Robert5988** · 24-10-2005, 16:00

<blockquote id="quote" class="ffs">quote:This thread has just encouraged me to take a look at the Virgin Credit Card.

At a quick glance am I right in thinking that you get 1mile for every £1 you spend and this is doubled if you pay an £80 charge. Am I also right that you can then save these airmiles and when you have 40,000 it means a free trip to orlando and if you take a flying partner then their ticket is 20,000 airmiles.

Have never really taken any notice of airmiles as thought you would have to collect more than this.

Not a huge spender on my existing Abbey card but figure that if I spend £15000 a year double it up with £80 so have 30,000 airmiles at the end of the year, within 2 years i have 2 tickets to Orlando is that right????????????
[/quote]

I think you will find that to qualify for a companion fare for 20,000 miles you have to purchase a full fare ticket(i.e. you cannot get a companion fare if you are on an award ticket.)

On award travel, including companion tickets, you have to pay the tax - approx £70. Not sure what happens on any fuel surcharge.

There is no guarantee that you will get award travel on the flights you require.

If you spend £10,000 a year for 2 years on your Virgin card - having paid the £80 annual fee - you will have sufficient points for an award travel flight and your outlay will be £230(2 x £80 + £70)

The approx cost of Virgin Flights to Orlando is between £300 and £700 so you could 'save' up to £500 for a £20,000 spend on your card.(provided you can get a award travel flight at the expensive times of the year). This could equate to a effective 'money back' on your Virgin card of up to 2.5% - which is better that almost all 'money back' credit cards.

**melvazquez** · 24-10-2005, 16:17

Thanks Robert.

Mel

**mistert** · 24-10-2005, 17:02

Just one word of caution. Virgin CC is issued by MBNA & if you already one MBNA card you would have to cancel it to get the Virgin one. They used to offer to split your limit between two cards - but have changed their rules within the last 6 months.

**KJH** · 25-10-2005, 00:20

No They haven't, we got ours two weeks ago and they split it for us.

Kaz

**Ruth** · 25-10-2005, 01:43

We qualified for a free companion ticket but saved a lot more money by using our points for two free adult fares as the cost of the full price ticket plus the tax on the companion ticket was quite expensive for next July. The free companion ticket lasts for a year so we may try and use it when we book our tickets for early December 2006.

**mistert** · 25-10-2005, 02:14

<blockquote id="quote" class="ffs">quote:Originally posted by KJH
No They haven't, we got ours two weeks ago and they split it for us.

Kaz
[/quote]

Perhaps they've had loads of complaints like mine! First they told me I would have to cancel my existing card & wait six months to re-apply - but when I wrote them a stinging letter they not only issued the card I wanted but gave me a higher limit than I had asked for!
So maybe I did you a favour!

**wilfy** · 25-10-2005, 04:51

We applied recently, and also had a mbna card (actually an Abbey card, but mbna under the cover's), and they've split our limit between the two. But once i've made sure i've nothing outstanding on the old one, i'll dump it.