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Thread: Own Florida Vehicle. Insurance quote?

  1. #1
    Florida Newbie
    Join Date
    Aug 2005
    Posts
    5

    Own Florida Vehicle. Insurance quote?

    Hi everyone, sometime since I've used the forum, apologise to all.
    My insurance on our day van has expired, and due to arrive late November. I was informed last time that USA D.L. wasn't required, as I could put any number of short stay visitors on the policy, all of course without USA licences.
    Who do you you insure with, and what is the agent please with e address or phone.
    Have insured with Progressive the last 3 years.
    Cestrian aka Ian


  2. #2
    Super Moderator florida4sun's Avatar
    Join Date
    Feb 2002
    Location
    Bromsgrove, UK.
    Posts
    10,381
    My understanding is that the policy holder needs a full FLorida license and must a USA resident then anyone visiting and staying with policy holder (at there homestead)for less than 30 days, would be covered. Thts is the policy we used toi get through Gieko.

    <blockquote id="quote" class="ffs">quote:Originally posted by cestrian
    Hi everyone, sometime since I've used the forum, apologise to all.
    My insurance on our day van has expired, and due to arrive late November. I was informed last time that USA D.L. wasn't required, as I could put any number of short stay visitors on the policy, all of course without USA licences.
    Who do you you insure with, and what is the agent please with e address or phone.
    Have insured with Progressive the last 3 years.
    Cestrian aka Ian
    [/quote]


  3. #3
    Gold 5 Star Member
    Join Date
    Apr 2004
    Posts
    2,051
    There was a thread about this some while ago. Before that thread my understanding was basically the same as Martin states above. Several companies I checked with all required a Fl licence, but not USA residency.

    However Progressive apparently will issue insurance but it will expire if you do not get a Fl licence within 30 days.

    Obviously it is impractical for most people to keep getting a new licence on every visit - it now expires when your I-94 expires.

    The cost of insurance for myself was horrific - well over $2,000pa. My brother who lives in the USA (and has a perfect record with State Farm insurance) did offer to 'buy' and insure a car with myself as a named driver but the costs again made it impractical.

    It seems to me that you need to spend a lot of time in the USA to make owning a car a better option than renting - particularly if you cannot get to and from the Airport easily.


  4. #4
    Florida Newbie
    Join Date
    Aug 2005
    Posts
    5
    Thanks both,
    Both are correct, as in, I did spend 11 weeks this year and 9 weeks last year in the land of bliss. Someone did work out the break even point at about 12/13 weeks a year for the smallest 2 door jobby.Can't be there the same amount of time. But I'm talking 7 seats, huge load capacity as in 1/2 ton. Just can't be ar""d with standing in line for a half a day re newing the licence at $180. Have other things to do.So am now considering in letting go.
    Anyone interested in a 1995 Chevy Astro, new gearbox 130K ish on the clock, twin A/C you know the sort of van, moon lights, TV, grand kids go daft about.
    Silly thing is, if I bring back to the UK, worth about £7k. Anyone got $4.5k.


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