I know I'm always recommending these but unfortunately I've just discovered that the FSA (Financial Services Authority) closed them down on 26 April 2005.
If you have their insurance, you need to check it out urgently before you travel. I've got a policy and rang the helpline and apparently it depends on which underwriters you have on your policy.
Full info is here http://www.kingfisherinsurance.com The helpline number is 08705 234 803
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