Medical Emergencies

[paul357]

I read the conditions of my insurance and there is a £10,000,000 limit so we should be ok! They have a 24 hr call centre, and say they pick up all calls within 30 seconds.

I've applied for a new credit card just in case.

[Magical Dreams]

that's good to here

[blott]

<blockquote id="quote" class="ffs">quote:Originally posted by paul357
I read the conditions of my insurance and there is a £10,000,000 limit so we should be ok! They have a 24 hr call centre, and say they pick up all calls within 30 seconds.

I've applied for a new credit card just in case.[/quote]Right, now you've got that all sorted, have a great time and I hope you won't need them!

[paul357]

Thanks, I intend to!.....22 days and counting!

[pieman790]

Our 2 year old fell sick last October 2 days before we were due to come home. We took her to the walk in medical centre by Walmart on the 192 - she had a thorough examination and diagnosed with an ear infection. We paid the centre charges of approx US$100 and then that again in the chemist at Walmart for the drugs. On returning to the U.K we just sent off the receipts for a refund.

We could not fly home until 2 days after our due departure but the Insurance Policy stated that only one Parent can stay with a child. This is a standard clause in the majority of insurance conditions, we were not aware of it and believed we had the best policy going and we had read the conditions a few times but had not really focus on what the clause was saying.

The airline eased our predicament and changed our flights for not much money so that we could stay together as a family.

Please read the small print and have a brilliant holiday.

[SteveW]

These may be of help if you are situated close to one of these

Florida Hospital, 200 Hilda Street, Kissimmee
Tel No: (407) 846-4343

Florida Hospital Celebration, 400 Celebration Place, Celebration
Tel No: (407) 303-4000

Osceola Regional Medical Centre, 700 W. Oak Street, Kissimmee
Tel No: (407) 846-2266

Poinciana Family Medical Centre, 820 Cypress Parkway, Poinciana
Tel No: (407) 847-2212

[julieanne]

<blockquote id="quote" class="ffs">quote:Originally posted by paul357
I read the conditions of my insurance <span style="color:red">and there is a £10,000,000 limit</span id="red"> so we should be ok! They have a 24 hr call centre, and say they pick up all calls within 30 seconds.

I've applied for a new credit card just in case.
[/quote]

Is £10,000,000 the normal limit on medical insurance??

[blott]

<blockquote id="quote" class="ffs">quote:Originally posted by julieanne
<blockquote id="quote" class="ffs">quote:Originally posted by paul357
I read the conditions of my insurance <span style="color:red">and there is a £10,000,000 limit</span id="red"> so we should be ok! They have a 24 hr call centre, and say they pick up all calls within 30 seconds.

I've applied for a new credit card just in case.
[/quote]

Is £10,000,000 the normal limit on medical insurance??
[/quote]Yes, sometimes it's down to £5,000,000 or up to unlimited (not many policies have this!) so you need to check your individual policy.

[paul357]

I can't imagine how ill you would need to be to have even £5,000,000 of treatment so I don't think it matters unless it sounds really low!

If the insurance company could charter a plane and a nurse/doctor to get you back to the UK for cheaper that the cost of the treatment then they would do it, so either way you should have enough cover.

The main thing is to make sure you are covered for everything you intend to do on holiday, I checked my cover and I'm ok on a jet ski (which I will be doing). I'm ok on a motorbike up to 125cc, but not over that, or even on a quad bike of any size (an I can't even ride a motorbike). I'm also not covered for go-karting (which I'll probably do at fun spot on I drive).

[paul357]

Now I've read the terms of my insurance I've founf you get some odd things included....

I get a allowance if we get hijacked! We're talking about a daily rate of a couple of hundered pounds for each day! If I got hijacked I'd be happy to get out alive with my family safe. The last thing on my mind would be a few pound I claim back from my insurance company.