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Thread: Travel Insurance for the Elderly

  1. #1
    Gold 5 Star Member
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    Travel Insurance for the Elderly

    The Worldwide Travel Insurance policy for my elderly in-laws has just run out and needs renewal. We used to be with Amex for a premium of £202 per annum for £5 million cover each of them. But from earlier threads on this subject, I recall some members mentioning better quotes. I would be grateful for some suggestions now.

    They are both over 75 years, in reasonably good health for their ages. Both are on treatment for age-related arthritis and my father-in-law also for hypertension.
    Nostromo


  2. #2
    Gold 5 Star Member KarenScott's Avatar
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    Nostromo
    You could try Sainsburys, my parents used them this year and they gave them a really good price. Although slightly younger than your in-laws they both have trouble with angina and arthritis (alhtough whilst in Florida no aches and pains at all!!!!). Hope this helps.
    Karen Scott



  3. #3
    Gold 5 Star Member jolliffee's Avatar
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    Don’t forget to make sure it has proper cover for hurricanes![msnwink]
    Dave [msnsmile2]



  4. #4
    Florida Chatterbox
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    MIL got a good price through preferential, she has angina and is on medication and is 69. They have a web site


  5. #5
    Florida Expert
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    Hi Nostromo,
    Not sure if this will help in your particular case but :
    My mother in law is 75 and apart from arthritis is reasonably fit. I was starting to have the same problem (finding reasonable travel insurance for her).
    My wife and I are covered free for year round travel via my Lloyds bank a/c (either Gold or Platinum offers this and free AA membership). I rang their Travel Insurance section and found that I could extend this to cover her for just £45 per year. As we travel out to FL at least twice a year this seemed extremely good value, so I just renew that each year.
    Kevin


  6. #6
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    Mum is 83 with diabetes, hypertension and arthritis (although you'd never know it!) and got her annual worldwide policy for £110. I'll look it out and tell you the details at lunchtime.

    Here you go - Eagle Star Direct 0800 555 200 Medical cover for £5million plus all the usual coverage with a 60 day maximum on any one trip.
    blott


  7. #7
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    Thank you EVERYONE for the info. I'll follow every thread and let people know which company came up with the best quote.
    Nostromo


  8. #8
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    After all the info that you guys gave and my following-up, I discovered (fortunately before it was too late) that Amex had sent a reminder back in June; my @%!*#/?! father-in-law forgot to tell me about it (I pay for it). Then Amex automatically renewed the policy a month later and sent the documents, and the old man forgot to tell me again [msnmad][msnmad][msnmad][msnmad][msnmad][msnmad]! Now I have no choice but to accept this Amex policy, but at £221 pounds for the both of them it cannot be too bad.
    Nostromo


  9. #9
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    Oh well, at least they're covered and you'll have to remind yourself to check this thread out again in May 2005!
    blott


  10. #10
    Florida Expert
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    Nostromo,
    Is it too late at this stage to cancel the renewal and get a refund on the premium? I would have thought that as they "automatically" renewed, there must be many who do not receive the letters and for reasons like yours need to cancel?
    Guess you'll have to add "short term memory loss" to the ailments list!
    Although we're all plagued with that from time to time [msnembarrased]
    Kevin


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