Holiday Insurance for those with Health Problems

[Theresa]

If you have health problems and having trouble getting holiday insurance I saw this in the Daily Telegraph

A couple both over 70 and have cardiac and diabetes problems have bought annual insurance through Preferential Insurance, Westcliff-on-Sea, Essex for their six month stay in Florida for only £271 (for both of them). If they need to claim on either of the pre-disclosed problems, they would pay a £500 excess. The total amount of medical cover is £10 million. It covers them up to the age of 85.



Edited by - theresa on 19/09/2002 13:11:06

[steph_goodrum]

And it was such a good deal you couldn't believe your eyes so you read it 3 times eh Theresa?

Babblin Boo

[Theresa]

I just like repeating myself just in case no one heard me!!!!

Don't know what happened there.

T

[blott]

That's expensive!

Our annual insurance costs £110 and we have both cardiac and diabetes between us (both accepted conditions, ie we're covered for them) for trips in 12 months of 6 months total, 4 months limit each trip with an excess of £40. The insurance company also cover those up to the age of 75. From £80 - £148.50 depending on your age for annual family cover.

You can buy it online at http://www.kingfisherinsurance.com/

If anyone needs travel insurance info for 80+ year olds, let me know as we managed to get an annual policy for Mum for less than £80...

Blott

[steph_goodrum]

quote:I just like repeating myself just in case no one heard me!!!!

Force of habit when you've got children I expect Theresa.

Babblin Boo

[Angua]

Just been searching for info on Travel Insurance for those with pre-existing conditions. I'm just trying to find a cheaper alternative that my usual company. I have Crohn's Disease which is covered by most companies these days but because of surgical complications, frequent tests and hospital appointments, have difficulty getting coverage. I'll get a quote from the links mentioned above but can anyone give me some up-to-date recommendations?

I wouldn't mind but you don't even get a no-claims bonus!!!

Many thanks[8D]
Sarah.

[blott]

I'm still with Kingfisher Sarah so nothing more up to date to add really. I just ring them up and renew each year although you can also do this online.

[Maureen Edwards]

Sarah, Not sure if this will help you, but my daughter was diagnosed with 2 DVT's and got cover from Halifax with no excess. Give them a try.

[Angua]

Many thanks, Blott & Maureen.

I'll give them both a go and report back. The problem I have is simply the amount of tests and appointments I have over the year.

In the meantime, anybody with any other companies?

Cheers

135 days to go.....[8D]
Sarah

[Gillian-B]

I've found the problem with insurance is that if you've had a condition for more than six months, you can get cover alot easier than something that's just been diagnosed (even if it's a new diagnosis for something you may have had for years). This is because the companies deem the condition to be "controlled".

I also have to thank Blott. She mentioned Kingfisher in a previous thread and when I went to Florida in August knowing I needed an operation immediately on my return, they were the only company out of many I rang that would fully insure me (I'm glad I remembered her posting) - thanks .