These insurance bods are sometimes hard to understand. My inlaws are both 70+ and have arthritis and, in my father-in-law's case, high blood pressure. I did not get a good deal for Travel Insurance for them from most companies but American Express, who are usually expensive, offered to cover BOTH of them for a whole year for £202, with a max cover of £5 million EACH and max permitted stay of 3 months in any one place. I thought this was a good deal.
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