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Most High Street Banks now offer free international Travel Insurance for 'Premier' customers and family (spouse and kids under 18) with very good comprehensive cover. Lloyds recently upgraded me to Premier status at no extra cost and the Travel Insurance came along with it. It might be worth checking with your banks.
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Must remember this site when we renew this year, just looked and the rates do seem very competitive. We always search on the web for our annual family package, paid about the same as the link on here, last year.[msnsmile2]