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Hi
Has anyone used them recently to order dollars? They have the best exchange rate that I can see $1.54.
Just a bit nervous as not used them before as we usually use Post Office.
Laurel Oak
27-06-2012, 17:28
Hi
Has anyone used them recently to order dollars? They have the best exchange rate that I can see $1.54.
Just a bit nervous as not used them before as we usually use Post Office.
Not used them. I use Thomas Exchange whose rate today is $1.53 and they have next day special delivery by Royal Mail which costs £6 including insurance. Always found them to be reliable.
Not used Fairfx, but used Thomas Exchange Global. They were OK until things went wrong. They were very rude on the phone and said they don't want to do business with people like me (who complain). I now use CompareHolidayMoney dot com to compare rates and buy from there. Used last year and this year, never a problem. Today's rate 1.5327
steph_goodrum
27-06-2012, 18:54
Used Fairfx last week, uploaded on my card immediately and will use them again tomorrow or Friday. Handy to have some money that you know is separate from any credit card or debit card as you know it is spending money etc.
Hi
Has anyone used them recently to order dollars? They have the best exchange rate that I can see $1.54.
Just a bit nervous as not used them before as we usually use Post Office.
They are fine. Probably one of the best card/rates around.
Both myself and my wife have linked cards just in-case either of us lose one. You are able to transfer the balance from one card to another, so if you did lose one you can transfer the balance to the other card so you still have all your money.
I recently ordered some $ cash and the rate was slightly better, but there is a £6 postage charge for orders under £750 so it could negate the better rate.
Keith
Thanks everyone- its just cash I'm ordering- We have our Post office credit card for shoppin etc but I like cash so I can budget daily.
We go next Sunday and I was a bit worried about ordering cash and it not turning up
Andy & Arlene
27-06-2012, 20:42
I often use Fair FX and if you order by 2pm one day, it will be delivered the next.
Just ordered with Fairfx and got £1.545 - which I thought was excellant- Hope they arrive!!
If I want cash,whether US$ or Euros, I certainly wouldn't use the Post Office. At our local shopping centre there are two money exchanges, Western Union and The Money Shop and there is the Post Office. The Post Office is always at least 10-15 cents less than you can get from the other two. The Post Office Credit card is good, but their exchange rates for cash is even worse than M & S.
Andrena
sammibabe
30-06-2012, 13:49
Just caught the tailend of moneybox on radio 4 and they were discussing the prepaid cards. A lot of them see to have charges and these can be all sorts of things all in the t&c (which I am sure a lot of people skim through, if at all). One listener had put a card in the draw for following years holiday and all the money had been debited over the year as a monthly inactivity fee. Not used one before so don't know the ins and outs but check the t&c's to make sure you know what you may or may not be charged. Just wanted to give you a heads up in case you didn't know, and if you know all this already never mind [msnwink]
Sorry this maybe in the wrong place [msnembarrased]
I heard that as well Sam, lots of different admin fees for all sorts of things ...... rather stick with cash but that is just me !
Katys Grandad
30-06-2012, 17:29
BBC Moneybox did a 30 minute programme last week covering holiday finance. It can be heard again on BBC IPlayer or on iTunes.
This may help this is from the FairFx website.
"What are the fees for using my account?
We do not charge any monthly or quarterly fees or any fees for checking your on-line balance and statements. The $ and € cards incur fees for ATM withdrawals at $2.00 and €1.50 respectively. The £ card incurs 1.4% cost on all transactions and an additional £1 for overseas ATM withdrawals. UK ATM withdrawals for the £ card incur a £1.50 charge but do not incur 1.4% on top of this. Please refer to our terms and conditions for detailed information regarding fees."
As you can see the only charge is for ATM withdrawals, quite normal. I have a few dollars still on my FairFx card from last year and it's all still there.
I don't know about other cards
Keith
Lynn0756
30-06-2012, 19:03
We used fairfx sat year and had no problem with them and what $ I had left was still there when I started to put more on for this years vacation so no fees & all good company I used in all stores ie Walmart restaurants ect even at gas stations
I got my dollars on Sat morning at 9.15 after ordering at 1pm on Friday- so excellant service