View Full Version : Nationwide Credit/Debit Card
Hi
Does anyone know which account I need to open to get a Nationwide Credit or debit card. Had a look on their website and there seem to be a couple of different accounts.
I just want to open one to be able to put holiday money in and spend using the Debit/Credit Card with no charges - also which card would be best?
The rest of the year I don't intend keeping any money in the account, so obviously don't want to open something whereby you have to keep X amount of pound in it etc.
christhear
07-02-2009, 18:33
I just have a nationwide credit card for use abroad, I don't have an account with them at all. I just make sure I pay it off in full and then I don't have to pay any fees.
Robert5988
07-02-2009, 19:04
You need a Flexaccount for a debit card I believe(this is in effect a current account)
You can open a linked ESaver from that account.
A credit card does not need a bank account.
I have a nationwide flex account and use the debit card whilst in Florida with no charges[msnsmile2]
Katys Grandad
07-02-2009, 19:06
I have the 'Flex' account which links to the debit card. You don't have to have a Nationwide account to apply for the credit card. Both give excellent exchange rates but I believe there is a fee for cash withdrawals with the credit card.
I recommend both highly.
mfairhurst
07-02-2009, 20:39
Can you apply for a card online or not or do you have to go in a branch office , We went in one in Southport a while back and explained what we wanted and she said we had to bank with them to get a credit card of theres so we did not go any along with it .
Advise please
MAUREEN
www.onlinefloridavillas.com/villas/1683.aspx
Maureen,
You can apply for Nationwide credit card on-line. You don't need a Nationwide bank account.
Just G**gle "Nationwide credit card"....
mfairhurst
07-02-2009, 21:44
Thanks Martin and Sue
We will try it .
MAUREEN
www.onlnefloridavillas.com/villas/1683.aspx
ShirleyD
07-02-2009, 23:23
We just have the credit card, which I got online. I only use it abroad
Thanks for all the advice.
As I only want a card to be able to withdraw cash, should I just go for the debit carde?
I opened my Flex account online and automatically was issued the debit card. Very easy, not like the hassle you get when trying to open an account usually (ID etc) Everything arrived in the post within a few days of opening the account online. Highly recommended[msnsmile2]
Katys Grandad
08-02-2009, 07:33
<blockquote id="quote" class="ffs">quote:Originally posted by Pluto
Thanks for all the advice.
As I only want a card to be able to withdraw cash, should I just go for the debit carde?
[/quote]
In that case I can't see any reason to have the credit card.
Robert5988
08-02-2009, 13:52
Provided you have the funds, then it is far less trouble to open a Flexaccount and get a debit card.
As said previously this can be linked to a savings account(the ESaver) and funds transfered on line instantly.(not that any savings account has interest rates worth bothering about these days)
Incidentally the US$ amount for each transaction(for both credit and debit card) is converted 'instantly' at the commercial exchange rate at that time; so it is not unusual to see minor variations on the same day. e.g. US$100 @ 1.43556 on one transaction and a couple of hours later US$100 @ 1.43728.
Mo Green
08-02-2009, 14:54
Nationwide also do not charge for using their debit card so you also get the full commercial exchange rate if you find an ATM which does not charge.
We use Suntrust ATM's but I am sure people can recommend other ATM's which do not charge.
Mo
I've just been on-line and applied for a flex account. It says I have been accepted and debit card is on its way:D
Many thanks for all your help and advice.
eastcoastbranch
08-02-2009, 15:35
Hi Karen, Glad you are now sorted with your debit card. We have used our Nationwide debit card in Florida for years and I`m sure if you keep just £1 in the account then it always stays open for you and then you can start topping it up for your next holiday.
Hannah
Hi Hannah
That's exactly what i plan to do - load it up for holidays and keep the bare minimum in for the rest of the time!:D