View Full Version : insurance
blackpoolowl
11-06-2005, 13:14
anybody found cheap GOOD insurance for familys? annual insurance for 2 adults 3 children.
thx
terry
I use a company called insure and go. they seem very reasonable.
Magical Dreams
11-06-2005, 13:42
We got a quote off these, but then tried the money supermarket and they bet them. Better cover too.
Both reasonably priced though.
Just had a look, the company is clubdirect.com through the money supermarket.
As always, make sure you read all terms and conditions and that the cover is adequate for your own needs.
blackpoolowl
11-06-2005, 13:50
just got a quote from clubdirect £78.74 annual cover. post office is £144 so big difference!!!
anyone used club before?
Magical Dreams
11-06-2005, 15:10
We are currently with them!!
LiesaAnna
11-06-2005, 15:20
but what about here?
we found them very reasonable last december!
Hi blackpoolowl,
That sounds a good quote, for how many people though.
Sorry, just realised, 2 adults and 3 children[msnembarrased]
blackpoolowl
11-06-2005, 21:41
insurance from here??????
cannot see the link. am i missing it ?
donnapit
12-06-2005, 00:00
Try costout.co.uk Annual multi trip up to 5 children £75
Direct Travel insurance is who I use. We have an Annual Multi Trip Policy including winter sports for family of four and it cost £99.00, and that includes the insurance premium tax that you have to pay. The good thing about this policy is that we can travel independently, which makes it good value for money. Check out www.direct-travel.co.uk
Madabouttigger
12-06-2005, 13:39
We also used diret-travel and found them very good. You can set up the policy on line and it's very quick and easy to use. Underwritten by AXA.
berni_richards
13-06-2005, 00:32
Me too I am with direct travel and have been for years every fw years I try to get a quote from someone else but then I go back to them and like someone said you can travel independantly as well.
Good luck
<blockquote id="quote" class="ffs">quote:Originally posted by florida
Direct Travel insurance is who I use. We have an Annual Multi Trip Policy including winter sports for family of four and it cost £99.00, and that includes the insurance premium tax that you have to pay. The good thing about this policy is that we can travel independently, which makes it good value for money. Check out www.direct-travel.co.uk
[/quote]
I also use this company. I have always found them to be very efficient and helpful.
alexasigno
03-11-2005, 15:19
I use halifax, and gave me excellent service on my claim last year
http://www.halifax.co.uk/insurance/travelinsurance.shtml
I bank with Lloyds and get annual insurance free. If anyone thinks the cover is insufficient with this kind of policy, do tell please.
Halifax seems very expensive compared to direct-travel, will have to do some digging.
<blockquote id="quote" class="ffs">quote:Originally posted by Macka
I bank with Lloyds and get annual insurance free. If anyone thinks the cover is insufficient with this kind of policy, do tell please.[/quote]You're the only one who can decide whether cover is adequate or not and whether your insurance covers you for what you wish to be covered for. Just make sure that you read the small print very carefully before you need to make a claim.
1stop travel, £66.90 for three weeks cover, 2 adults 3 kids, sorted:D
LiesaAnna
03-11-2005, 16:42
well just to add my ten pennorth worth here
the company we booked with are still dealing with my short hospital saga,
but have tried to claim for hubbys <span style="color:red">glasses</span id="red"> he must've left on the plane due to me being poorly, the airport dont have them nor can we claim for them!! <span style="color:red">so read the small print</span id="red">, also wasnt allowed to claim for the 2 prescriptions cost me $53 not a lot but it is when you put it back to pounds! only 2 items!
so annoying as Steves glasses were only new this summer!!
wont name the company cos i expect theyre excellant at what they do cover, just want people to read the small print!
<blockquote id="quote" class="ffs">quote:Originally posted by blott
<blockquote id="quote" class="ffs">quote:Originally posted by Macka
I bank with Lloyds and get annual insurance free. If anyone thinks the cover is insufficient with this kind of policy, do tell please.[/quote]You're the only one who can decide whether cover is adequate or not and whether your insurance covers you for what you wish to be covered for. Just make sure that you read the small print very carefully before you need to make a claim.
[/quote]
Yes I know that's true Blott, it's just laziness on my part, I have read the policy and it seems adequate, It's dificult to know what to compare it against. I suppose I should enquire then..[msnsad]
Hi
we have used direct-travel.co.uk and for an annual worldwide policy with NO winter sports cover it came to just under £70 for 2 adults and 2 children
hope this helps
Mizzy
LiesaAnna
03-11-2005, 17:43
ours was Atlas £54 and that was telling them about hypertension and the arthritis, got a medical certificate from them for the blood pressure as they not bothered about the arthritis
<blockquote id="quote" class="ffs">quote:Originally posted by Macka
I bank with Lloyds and get annual insurance free. If anyone thinks the cover is insufficient with this kind of policy, do tell please.
[/quote]
Hi Paul.
We've had the Lloyds Platinum insurance for a number of years now. There was one occasion when we had to cancel the trip for health reasons and there was no problem in getting a refund of the money paid - minus the excess of course! Having waded through most of the small print
Im quite satisfied with the cover, and it's saved us quite a lot over the years.[msnsmile2]
Thanks Kevin, I've had it for many years but never had to claim until a few months ago, lost a new digital camera in Barcelona. They first tried to wriggle out of it but to be fair, I sent a snotty letter to them and they paid up so can't complain really. Yes I've checked it too and as I said it seems fine but I think I'll find another policy to compare it with, you never know.[msnwink]
I'll let you know.
rebekah.g
04-11-2005, 20:00
Hi
Atlas.co.uk or com....very good policy and prices good to.
LiesaAnna
04-11-2005, 21:16
yes but read the small print and see whats not covered!!
ujpest doza
05-11-2005, 00:54
I've got annual family cover for me, spouse and up to 2 children with Egg for £15 Europe or £38 Worldwide.
<blockquote id="quote" class="ffs">quote:Originally posted by LiesaAnna
yes but read the small print and see whats not covered!!
[/quote]
Very good advice, cheap is often not the best or the only thing to consider, you get what you pay for[msnwink][msnwink]
steph_goodrum
05-11-2005, 13:32
And in the US the time you DON'T want to find out you're under insured is if you need to claim, especially where medical cover is concerned.
LiesaAnna
05-11-2005, 14:08
yes too right[8D]
Anyone know which company I can use for my 16 year old niece she is coming to Florida with us, we have annual family cover but she needs cover just for herself.
Thanks in advance:)
There aren't that many insurance companies that cover just minors. I've DM'd you a couple which I can't post.
<blockquote id="quote" class="ffs">quote:Originally posted by Jadehouse
Anyone know which company I can use for my 16 year old niece she is coming to Florida with us, we have annual family cover but she needs cover just for herself.
Thanks in advance:)
[/quote]
Have her parents already got a policy which she is on?
<blockquote id="quote" class="ffs">quote:Originally posted by Mach 2
<blockquote id="quote" class="ffs">quote:Originally posted by Jadehouse
Anyone know which company I can use for my 16 year old niece she is coming to Florida with us, we have annual family cover but she needs cover just for herself.
Thanks in advance:)
[/quote]
Have her parents already got a policy which she is on?
[/quote]
No Julie, they haven't. On our family one, my husband and I can use it without the kids but they can't use it without us. So I don't think that would work.
Thanks for trying, and thanks Blott for the info. I've got a couple of quotes that I can pass on to her.:)
steph_goodrum
05-11-2005, 20:19
Lynne
The direct travel on which has been metnioned allows children to travel alone, for up to 21 days, so it may be worth her family getting an annual policy with them or their rates seem to be ok for single trip policies.
Thanks Steph, just go a quote from Direct travel and it beat the last few.[msnsmile2]
supersneak
06-11-2005, 02:34
fao Macka
I also have "free" insurance with Lloyds. This year we had to cancel our holiday the day before departure,due to my Mother being critically ill. The insurance company ,Genworth,were excellent. Our claim was paid in full within 3 weeks of submission.
<blockquote id="quote" class="ffs">quote:Originally posted by supersneak
fao Macka
I also have "free" insurance with Lloyds. This year we had to cancel our holiday the day before departure,due to my Mother being critically ill. The insurance company ,Genworth,were excellent. Our claim was paid in full within 3 weeks of submission.
[/quote]
Thanks, erm, sneaky? (doesn't seem right that somehow[laugh].
Yes It was Genworth I dealt with for my camera claim, and although at first they questioned my claim, I sent a letter and they paid up very quickly. I can't fault their efficiency, they respond very quickly. I have checked another well known insurance product and Lloyds does compare favourably, and it's free, so wehaaaay![msnsmile2]
I'm happier for checking now, thanks for posting it Terry it's good to know that you're covered especially when things go wrong like they did for your Mom Sneaks. I Hope she's ok?
Noticed an advert on TV last night heralding a "brand new and exciting" (think it was Barclays?) bank account with "free road side recovery and travel insurance" Looks like the bandwagon is on the roll !! [msnwink]
Maybe they decided Lloyds had a good idea after all ? [msnsmile2]
I must be doing something wrong again. Gone on Clubdirect and they want £91-53 for 2 of us for a 5 week trip.
The Royal Bank of Scotland does travel insurance cover with one of their types of account too.
It's getting worse, Egg want a £129. Cheapest so far is Travsure at £60-90, at the moment that looks an absolute bargain.
supersneak
07-11-2005, 15:33
Thanks for the kind words Macka. Unfortunately my Mum didn't pull through but a lot of additional stress and worry was saved by the prompt response of the insurance company. The only true test of insurance is when you need to claim. Thanks to Genworth we were able to book again for next year, less than eight months to go.
<blockquote id="quote" class="ffs">quote:Originally posted by supersneak
Thanks for the kind words Macka. Unfortunately my Mum didn't pull through but a lot of additional stress and worry was saved by the prompt response of the insurance company. The only true test of insurance is when you need to claim. Thanks to Genworth we were able to book again for next year, less than eight months to go.
[/quote]
Gosh I'm so very very sorry to hear that s.s, been there.
Yes, Genworth seem good don't they? What a bargain then overall.
Get over there and try to put what must have been a
right [bad language filtered out]py year behind you.
supersneak
08-11-2005, 19:57
Counting down the months and days, thanks Macka [clap]
Kevin
"brand new and exciting" barclays advert does cost you 12pounds a month for the account that has"free road side recovery and travel insurance" so not completly free
neild292
18-11-2005, 02:01
I found insure and go were very good; but the likes of Tesco are also very helpful (but probably a bit dearer)
Allenhan
19-04-2006, 15:16
Try checking this out http://www.insurance-quote-free.com maybe it might help.
<blockquote id="quote" class="ffs">quote:Originally posted by Allenhan
Try checking this out http://www.insurance-quote-free.com maybe it might help.[/quote]It's an American website so it's no good for travel insurance for UK residents.
CERICROWLEY
22-04-2006, 12:42
We have been with Tesco's now for 5 years on annual cover. My FIL came with us one year, they also have Tesco's and he unfortunately got hospitalised with Pnemonia, and Tesco's was brilliant with the costs.
And one added benefit to us. If you collect the club card points, you can claim back the cost of the cover with your points, So we get the insurance free every year.
TracyAndDean
23-04-2006, 23:34
We always book our annual family insurance through 1stoptravel, to get a quote visit http://www.1stoptravelinsurance.co.uk
appinlad
30-04-2006, 18:36
Anyone needs travel insurance with medical conditions - try SAGA - I found they were the most competitive.
igot tarvel insurance through superdrug for £68 for 2 adults and 2 children