View Full Version : Holiday Insurance for those with Health Problems
If you have health problems and having trouble getting holiday insurance I saw this in the Daily Telegraph
A couple both over 70 and have cardiac and diabetes problems have bought annual insurance through Preferential Insurance, Westcliff-on-Sea, Essex for their six month stay in Florida for only £271 (for both of them). If they need to claim on either of the pre-disclosed problems, they would pay a £500 excess. The total amount of medical cover is £10 million. It covers them up to the age of 85.
Edited by - theresa on 19/09/2002 13:11:06
steph_goodrum
19-09-2002, 11:41
And it was such a good deal you couldn't believe your eyes so you read it 3 times eh Theresa?:)
Babblin Boo
I just like repeating myself just in case no one heard me!!!!
Don't know what happened there.
T
That's expensive!
Our annual insurance costs £110 and we have both cardiac and diabetes between us (both accepted conditions, ie we're covered for them) for trips in 12 months of 6 months total, 4 months limit each trip with an excess of £40. The insurance company also cover those up to the age of 75. From £80 - £148.50 depending on your age for annual family cover.
You can buy it online at http://www.kingfisherinsurance.com/
If anyone needs travel insurance info for 80+ year olds, let me know as we managed to get an annual policy for Mum for less than £80...
Blott
steph_goodrum
19-09-2002, 16:31
quote:I just like repeating myself just in case no one heard me!!!!
Force of habit when you've got children I expect Theresa.
Babblin Boo
Just been searching for info on Travel Insurance for those with pre-existing conditions. I'm just trying to find a cheaper alternative that my usual company. I have Crohn's Disease which is covered by most companies these days but because of surgical complications, frequent tests and hospital appointments, have difficulty getting coverage. I'll get a quote from the links mentioned above but can anyone give me some up-to-date recommendations?
I wouldn't mind but you don't even get a no-claims bonus!!! :D
Many thanks[8D]
Sarah.
I'm still with Kingfisher Sarah so nothing more up to date to add really. I just ring them up and renew each year although you can also do this online.
Maureen Edwards
16-10-2003, 17:29
Sarah, Not sure if this will help you, but my daughter was diagnosed with 2 DVT's and got cover from Halifax with no excess. Give them a try.
Many thanks, Blott & Maureen.
I'll give them both a go and report back. The problem I have is simply the amount of tests and appointments I have over the year.
In the meantime, anybody with any other companies?
Cheers
135 days to go.....[8D]
Sarah
Gillian-B
16-10-2003, 22:29
I've found the problem with insurance is that if you've had a condition for more than six months, you can get cover alot easier than something that's just been diagnosed (even if it's a new diagnosis for something you may have had for years). This is because the companies deem the condition to be "controlled".
I also have to thank Blott. She mentioned Kingfisher in a previous thread and when I went to Florida in August knowing I needed an operation immediately on my return, they were the only company out of many I rang that would fully insure me (I'm glad I remembered her posting) - thanks :D.
Nostromo
21-01-2004, 14:13
These insurance bods are sometimes hard to understand. My inlaws are both 70+ and have arthritis and, in my father-in-law's case, high blood pressure. I did not get a good deal for Travel Insurance for them from most companies but American Express, who are usually expensive, offered to cover BOTH of them for a whole year for £202, with a max cover of £5 million EACH and max permitted stay of 3 months in any one place. I thought this was a good deal.
It might look like a good deal but I think you'll find that Kingfisher are much cheaper (around £150, depending on their exact age) for the same amount of annual worldwide cover.
Nostromo
21-01-2004, 19:46
quote:Originally posted by blott
It might look like a good deal but I think you'll find that Kingfisher are much cheaper (around £150, depending on their exact age) for the same amount of annual worldwide cover.
No, they are not Blott. My father in law is 82 and on 3 medications. I beliove this makes a difference. Kingfisher quoted us £236.
quote:Originally posted by blott
That's expensive!
If anyone needs travel insurance info for 80+ year olds, let me know as we managed to get an annual policy for Mum for less than £80...
Blott
Hi Blott
Did you get the travel insurance for your Mum through Kingfisher?
Thanks
Shirley
No, Mum's insured with Nationwide as (I thought from their website and talking to them) that Kingfisher didn't insure over 75s.
Hi Blott
Thanks for the info about Nationwide, I will remember that for my Mum who is in her 80's.
Shirley
we got cover for my mother in law from direct insurance which given health problems we thought was good especially comparedwith age concen who were horendously dear
we used these http://www.insureandgo.com/ for our trip over christmas and paid £64.11 for two of us .. even though i have a mild lung condition.. just a phone call to make sure it was ok. they were very helpful and it was sorted within 10 mins.
My thanks to Blott for the link to Kingfisher Travel Insurance. .:D:D:D:D
http://www.kingfisherinsurance.com/
For several years now, my husband and I have been paying well over the odds for travel insurance because I have Crohns' Disease (with some complications folowing surgeries) and I have several tests and hospital appointments each year, despite the fact that I have never needed to make a claim.:(
Kingfisher have just insured Hubbie and I for £72.00 and all I had to do was get a letter from my GP giving exact details of my condition and his happiness for me to travel, saving me at least £100 in the process.
Thanks, Blott. You're a Star!![msncool]
Hey, a result! Glad it worked out for you Gillian-B and Sarah... [msncool]