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SeanT

37 Posts
Joined: 29 May 2008
Status: offline

Posted - 11 Jun 2008 :  18:50:40 Show Profile Send SeanT a Direct Message  Reply with Quote
Looking for some advice here thanks.
My daughter is travelling to Orlando for a week in July, but she needs insurance that covers a pre-existing condition. We've tried a few companys (Direct Line, Ace, HAlifaz, Bank Of Scotland etc) but only Marks and Spencers have asked the relevent questions and seemed to know what they were talking about. Do you know of any other companys we could try?
Thanks again
Sean
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florida4sun

United Kingdom
6905 Posts
Joined: 16 Feb 2002
Status: offline

Posted - 11 Jun 2008 :  18:58:59 Show Profile Send florida4sun a Direct Message  Reply with Quote
If it is diabetes, i just got 4 weeks cover for two of us through the diabetes society for £60.

quote:
Originally posted by SeanT
Looking for some advice here thanks.
My daughter is travelling to Orlando for a week in July, but she needs insurance that covers a pre-existing condition. We've tried a few companys (Direct Line, Ace, HAlifaz, Bank Of Scotland etc) but only Marks and Spencers have asked the relevent questions and seemed to know what they were talking about. Do you know of any other companys we could try?
Thanks again
Sean


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Edited by - florida4sun on 11 Jun 2008 19:00:23
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blott

United Kingdom
21990 Posts
Joined: 22 Feb 2002
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Posted - 11 Jun 2008 :  18:59:24 Show Profile Reply with Quote
Is there any national type of organisation that deals specifically with your daughter's pre-existing condition? If so, you may find that they have recommendations for travel insurance companies for her.

Blott
www.orlandovillas.com/villas/150.aspx
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LiesaAnna

United Kingdom
11841 Posts
Joined: 04 Sep 2004
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Posted - 11 Jun 2008 :  19:27:32 Show Profile Send LiesaAnna a Direct Message  Reply with Quote
i use atlas paid an extra 63 quid for last year, just had an op 12 weeks prior to going (knee replacement) and high blood pressure/arthritis, thought that was brilliant!! (this was on top of the family insurance with them for 67.99) gonna try them again for this years trip.... must do soon.....

Liesa
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SeanT

37 Posts
Joined: 29 May 2008
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Posted - 12 Jun 2008 :  09:44:21 Show Profile Send SeanT a Direct Message  Reply with Quote
We're going to try Atlas travel today, if they don't provide the cover we'll just go with M and S. There's not a UK based support group/website, but there was an American one that pointed to a few companys to try but they weren't really appropriate.
Thanks for all the replies.
Sean
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steph_goodrum

United Kingdom
7004 Posts
Joined: 12 Feb 2002
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Posted - 12 Jun 2008 :  09:56:04 Show Profile Send steph_goodrum a Direct Message  Reply with Quote
Sean
To be honest without going into specifics it depends on what the pre existing condition is and other factors as to the best company tp recommend.
We use Direct Travel as they cover bothmy husbands asthma , excema etc and my daughters asthma, excema and hay fever.
Much depends on the severity, length of timem you have had it, any hospitalisations in the last 12 months as an example.

As far as the companys asking the right question you will usually find that if yuo try to get as far as buying the policy at some stage it will ask the relevant questions and once you have answered Yes to having a preexisting condition there is a phone number to call to be pre screened.

Babblin Boo
http://www.orlandovillas.com/villas/92.aspx
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SeanT

37 Posts
Joined: 29 May 2008
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Posted - 12 Jun 2008 :  10:09:03 Show Profile Send SeanT a Direct Message  Reply with Quote
Yer, they usually ask you to phone a department then try and track down the correct condition, M and S are the only ones who asked the correct/relevent questions so we know we can always go with them. Some of the prices quoted were crazy from £15 (even after telling them about the condition!!!!!) to £200+. M and S are around £120 for 1 person for 1 week, which we thinks fair.
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steph_goodrum

United Kingdom
7004 Posts
Joined: 12 Feb 2002
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Posted - 12 Jun 2008 :  10:16:23 Show Profile Send steph_goodrum a Direct Message  Reply with Quote
Sean
Another tip is to make sure you receive written confirmation before you go incase they dont mention something (Direct Travel always provide letter to take as well which specifically states they are covered for the conditions) so there is no delay if they should need treatment.

Babblin Boo
http://www.orlandovillas.com/villas/92.aspx
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Madabouttigger

United Kingdom
1066 Posts
Joined: 02 Jun 2003
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Posted - 12 Jun 2008 :  19:58:00 Show Profile Send Madabouttigger a Direct Message  Reply with Quote
Sean - It can be really expensive, I have a pre existing conditon and soon as you mention the States the price flys through the roof. I have used all clear travel and free spirit before. Fingers crossed I am going into a period of stability at the moment, if it continues to next March I hopefully will be able to get insurance a bit cheaper. Let us know how you go on.

Diane.
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Graham49

United Kingdom
6 Posts
Joined: 01 Jan 2008
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Posted - 12 Jun 2008 :  20:03:32 Show Profile Send Graham49 a Direct Message  Reply with Quote
Anyone tried Karma Insurance
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SandraBulmer

United Kingdom
82 Posts
Joined: 17 Apr 2006
Status: offline

Posted - 12 Jun 2008 :  22:53:06 Show Profile Send SandraBulmer a Direct Message  Reply with Quote
Hi Sean

My elderly parents got a policy last year from Tesco which covered their pre-existing conditions. The policy was also an annual one, which most companies do not offer in those circumstances.

Sandra
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Scorpio

United Kingdom
15 Posts
Joined: 14 Jun 2008
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Posted - 19 Jul 2008 :  22:07:25 Show Profile Send Scorpio a Direct Message  Reply with Quote
Hi,
This may be too late for SeanT, but I would recommend Sladdin Insurance (on the internet) for travel insurance including pre-existing conditions.

Scorpio
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appinlad

United Kingdom
21 Posts
Joined: 18 Apr 2006
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Posted - 22 Jul 2008 :  11:41:48 Show Profile Send appinlad a Direct Message  Reply with Quote
For those over 50 try SAGA, there great for covering medical stuff and reasonable.

John & Joyce
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Madabouttigger

United Kingdom
1066 Posts
Joined: 02 Jun 2003
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Posted - 22 Jul 2008 :  19:08:19 Show Profile Send Madabouttigger a Direct Message  Reply with Quote
If you go vist Martin Lewis - The Money Saving experts, web site, he has a section on travel insurance including pre existing conditions.
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