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dvgleave

United Kingdom
3 Posts
Joined: 15 Feb 2004
Status: offline

Posted - 02 Jun 2004 :  21:01:33 Show Profile Send dvgleave a Direct Message  Reply with Quote
Hi everyone. Have recently returned from Orlando where we rented a car and paid quite a lot for Collision Damage Waiver (CDW) insurance. I have since heard that CDW cover is free with some types of Credit Card. Has anyone else heard this and, if so, which credit cards does it apply to?

Thanks a million.
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Susan J

United Kingdom
1145 Posts
Joined: 13 May 2003
Status: offline

Posted - 02 Jun 2004 :  21:04:31 Show Profile Send Susan J a Direct Message  Reply with Quote
I know we can get CDW for an extra cost of around £85 a year from Amex Platinum [ if I remember correctly], but have never bothered with it - I would imagine that not all Car Hire companies would accept it, and with prices such as on this site - is it worth it ?

Susan J

http://www.villasflorida.com/Villas/113.aspx
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wilfy

United Kingdom
3234 Posts
Joined: 07 Oct 2003
Status: offline

Posted - 02 Jun 2004 :  21:43:19 Show Profile Send wilfy a Direct Message  Reply with Quote
Susan,
you can always decline to take any of their insurances, you must give them a credit card details though just in case.I used to di this when traveling on company business, and they didn't even blink, albeit this was Houston.

Wether they accept your insurance is another matter, We had American express premier travel insurance which covers hire cars for cdw,pai etc. I had a wonderful hagglin argument with an alamo rep who was try to convince me that it was not worth the paper it was written on. Eventually i told him i was declining their insurance, i would stick with what i had. So he wrote in big letters across the rental form, NO INSURANCE. Now it was my turn to kick up a fuss, would they do that with an american? No, so after getting the supervisor involved, the rental form was re-issued, with just my initials to decline their insurances.

Having said all that, it is now difficult but not impossible to rent a car in the US without all the added cdw etc, at a cheap enough price to make the A/Express insurance (or it's equivilance) to pay it's way.

Wilf & Sarah

http://www.orlandovillas.com/florida-vacation-rental-950.aspx
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wrpac00

United Kingdom
3433 Posts
Joined: 21 Sep 2003
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Posted - 02 Jun 2004 :  22:36:08 Show Profile Send wrpac00 a Direct Message  Reply with Quote
Yes you do need CDW. I would not think that the car hire companies would be particuarly impressed if you said you had it covered on your credit card (I must admit i had never heard of this before) and you would spend a fair amount of time arguing about it.


Paul

http://www.villasflorida.com/florida-vacation-rental-873.aspx
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jad

USA
498 Posts
Joined: 03 Jan 2004
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Posted - 02 Jun 2004 :  22:40:55 Show Profile Send jad a Direct Message  Reply with Quote
Last time we went down we opted out of CDW. They automatically included it when we got there (although not in the quote that we booked the car with) and they did make a bit of a fuss about it and insisted on taking a "blank" credit card slip signed. Not sure if we would do it again as it didn't help for peace of mind!

jackie

http://www.orlandovillas.com/Villas/1188.aspx
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blott

United Kingdom
22388 Posts
Joined: 22 Feb 2002
Status: online

Posted - 03 Jun 2004 :  00:26:04 Show Profile Reply with Quote
The problem with not accepting the car rental company's CDW is, I guess, they think it's all too complicated if you're unfortunate enough to have an accident.

Presumably, it would mean the rental company liaising with an insurance company in the UK, which sounds fraught with danger to me as I'm thinking long delays, expensive international paperwork, a vehicle out of action for ages whilst all this goes on with, presumably, rental charges piling up, etc, etc!

Blott
www.orlandovillas.com/villas/150.aspx
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steph_goodrum

United Kingdom
7204 Posts
Joined: 12 Feb 2002
Status: offline

Posted - 03 Jun 2004 :  06:37:48 Show Profile Send steph_goodrum a Direct Message  Reply with Quote
"Presumably, it would mean the rental company liaising with an insurance company in the UK, which sounds fraught with danger to me as I'm thinking long delays, expensive international paperwork, a vehicle out of action for ages whilst all this goes on with, presumably, rental charges piling up, etc, etc!"

Blott when we looked into this a couple of years ago and asked Dollar, they said they would not get involved at all with sorting out any claims, basically they would charge you for the car and it would be up to you to get the money back from the insurance.. We decided it wasn't worth for the number of weeks we go on holiday.

Babblin Boo
http://www.orlandovillas.com/villas/92.aspx
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chrisj

United Kingdom
3273 Posts
Joined: 28 May 2003
Status: offline

Posted - 03 Jun 2004 :  09:34:39 Show Profile Send chrisj a Direct Message  Reply with Quote
We get this insurance with our annual travel insurance, not sure how good it is. Saying that
we still take out the full insurance from the hire company. Cant have enough insurance in
my opinion

Chrisj
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dvgleave

United Kingdom
3 Posts
Joined: 15 Feb 2004
Status: offline

Posted - 03 Jun 2004 :  19:35:51 Show Profile Send dvgleave a Direct Message  Reply with Quote
Thanks everyone, for your replies. It seems that it would be best to take the CDW on offer from the Car Hire company after all. Worth a try though!
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